athene agility 10 vs allianz 222
On each Anniversary, the Benefit Base will be credited 175% of the dollar amount credited to the Accumulated Value. 5%. Athene USA services customers in all 50 of the United States. Therefore, it is really important that you first discuss your needs with an annuity professional who can help you with sorting all of the intricate details. There are spreads, caps or participation rates that limit how much of the return you receive. American Equity IncomeShield 7 Annuity. Also, as with most other annuities, if more than 10% of the contracts value is withdrawn during the surrender charge period, a withdrawal charge penalty will be incurred. NO BANK/CREDIT UNION GUARANTEE. F&G Retirement Pro Annuity. It was very informative. My Annuity Store, Inc. All rights reserved. All content is for educational purposes only. Source BofA Securities, Bloomberg: The Index was created on August 12, 2014. Annuities Multi-year guarantee annuity. We investigate and compare annuities, and in turn, provide our website visitors with the in-depth information that they may not receive from their insurance or financial advisor. If you have been thinking about purchasing an annuity so that you can attain tax-deferred growth with your savings, as well as a guaranteed lifetime income in retirement, then the Athene Agility 7-year fixed indexed annuity may be a good choice for you. This is where the Annuity Gator comes in! During the annuitys accumulation period (prior to converting over to an income stream), the Agility 7 offers an initial 20% bonus that can help to boost the income riders benefit base. So, if youre ready to begin this review, lets go ahead and dive in! Fixed indexed annuities can offer some very nice advantages starting with the fact that they provide you with the opportunity to attain a higher return than a regular fixed annuity, yet the FIA will still protect your principal in any type of market environment. 9%. But even so, the only way to really know if the Athene Agility 10 annuity is right for you is to have it tested. In fact, we dare say that our Annuity Gator website is the only place on the Internet where you can obtain all of the information that you require for making a well-informed purchasing decision about this annuity. Thats where having an Annuity Investigator who loves math comes in. In addition, as annuities and fixed indexed annuities in particular have become more popular over the past several years, more and more insurers are introducing new products out into the marketplace. SILAC TETON/DENALI 10 (85) F&G POWER ACCUM/ACCUM PLUS (85) ATHENE PERFORMANCE ELITE (83) List all products in the following category: annuities that write 86-90. This 10 year fixed index annuity comes with many features built-in for free; however, as great as it is it isnt for everyone. Athene Agility GEN (09/15) NB, Income and Death Benefit Rider IR (06/18) and Enhanced Income Benefit Endorsement EIBR (06/18) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Not available in all states. Where the Athene Agility 7 year really shines in comparison to the Allianz 222 annuity is the Agility offers a better participation rate for the income benefit. Product features, limitations and availability vary; see the Certificates of Disclosure for details. Then there's probably a fixed or fixed indexed annuity that will work best. MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. And, this income can also rise over time to help you keep pace with the rising cost of goods and services that you need to purchase in retirement. To complete your product training, visit the RegEd site, Discover everything you need to know about the indices that power Athene annuities, go to Index Information, For product support or to run an illustration, contact the best Sales Desk in the business at 888-ANNUITY. Over time, the returns will average out to be in the 2-4% range. Hi Robert Thank you for your message. All of the names, materials, and marks that have been used in compiling this annuity review are the property of their respective owners. We have heard many advisors say that you could take the free withdrawal from the Allianz 222 for years 8, 9, and 10. Additional limitations, state variations, and exclusions may apply. The income payment from this annuity is guaranteed for the annuitants life. Retire in 11+ Years. F&G; MYGA markets aren't great right now, so we're suggesting advisors consider looking at 5 year FIA as alternatives. This, however, isnt really all that uncommon, as there are many different annuities out there in the world, and there almost as many different thoughts and opinions about them. The guaranteed lifetime income for both the Athene Agility and the Allianz 222 . Her plan is to retire between the ages of 60 and 65. If this is the case, there are better alternative annuities. In addition, as annuities and fixed indexed annuities in particular have become more popular over the past several years, more and more insurance carriers are introducing new products out into the marketplace. When considering the Athene Agility 10 annuity, though, you can be confident that the principal you have in the account is safe, regardless of what happens in the market or even in the economy overall. The top 3 index annuity companies have remained the same for the last four years, and have finished in the same exact order for 3 years running. It also offers a built-in death benefit rider at no additional charge. The Athene Agility 10 has quickly become one of the best-selling indexed annuities and for good reason. This product is designed to deliver strong income and growth potential, along with liquidity. Levels for the Index before August 12, 2014, represent hypothetical data determined by the retroactive application of a back-tested model, Home Annuity Reviews North American Income Pay Pro 10 Reviewed Sherris Case Study Sherri is 49 years old and isnt exactly sure when she will retire; I guess who really is? 3Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59. Athene Annuity and Life Company have not endorsed this product review in any fashion and we dont receive any compensation from it. So while your returns are dependent on how your chosen index performs, it isn't literally invested in the market like a normal investment would be. Please see the Certificate of Disclosure for more information. You can also be sure that you will have an income in retirement for as long as you (and your spouse, if applicable) need it. The FIA products also allow you to get income for life, so you can alleviate any worry about running out of income in retirement. Not all reinsurance products or structures offered are available in all jurisdictions. Rather than sending the info back and forth via email, it would be best to discuss by phone. In order to lure you into giving your information, they will often make some pretty outrageous claims about the annuities that they offer, such as: But, even as nice as these claims may be, it means that it is even more necessary for you to make sure that they are actually true before you move forward and commit a large chunk of your money to such products. Second, you can receive a bonus on the Protected Income Value (PIV) of . Fixed indexed annuities can offer some very nice advantages starting with the fact that they provide you with the opportunity to attain a higher return than a regular fixed annuity, yet the FIA will still protect your principal in any type of market environment. That being said, if youve been seeking more in-depth details about the Athene Agility 10 annuity, you have certainly landed in the right place. We make the complex, simple. So, before you move forward with the purchase of the Athene Agility fixed indexed annuity (or for that matter, any annuity), you need to be sure that you check out all of the details as, once you have purchased an annuity, it could be quite an ordeal to get yourself out of it. Withdrawals in excess of the free amount are subject to a Withdrawal Charge which may result in the loss of principal if taken during the Withdrawal Charge Period. Our primary mission here at Annuity Gator is to help you find the best annuities available, and to guide you towards the one (or ones) that fit your specific needs, and away from the ones that dont. Products not available in all states. However, we feel that providing you with too much information is far better than not giving you enough. As an extra added bonus, FIAs can also provide you with the ability to receive a guaranteed income for the remainder of your life (as well as that of a spouse or partner, if applicable) regardless of how long that income may be needed. Therefore, if you happened to notice if there were any details within this review that should be revised, please let us know that too, and we will be glad to make the necessary updates to it. Required fields are marked *. Annuity; Retirement; Videos List all products in the following category: annuities that write 81-85. There is also a terminal illness waiver that allows you to withdraw up to 100% of the annuitys accumulated value if you (or the annuitant) is diagnosed with a terminal illness. We also use content and scripts from third parties that may use tracking technologies. Hi Craig- Thank you for your message. Technically you could withdraw your free 10% each year but that would not be using this contract to its full advantage. The Agility 10 is not a great annuity if your objective is safe accumulation. Income payments may increase each year depending on the performance of your clients chosen index strategies, Increases are locked in and cannot be lost regardless of future index performance, Indexed interest crediting strategies feature indices exclusive to Athene, Initial bonus that instantly boosts the Benefit Base, 175% market-leading stacked growth to the Benefit Base, Benefit Base continues growing after income has started, growing the value of the Rider Death Benefit, Up to 10% penalty-free withdrawals based on Accumulated Value or initial premium, whichever is greater, Enhanced Income Benefit at no additional charge, Built-in Rider Death Benefit beneficiary receives the fullremaining value of the riders Benefit Base in annual payments. As an additional bonus, fixed indexed annuities can also provide you with the ability to receive a guaranteed income for the remainder of your lifetime (as well as that of a spouse or partner, if applicable) regardless of how long that income may be needed. If this is the first time you have been here to our website, we would like to personally welcome you to Annuity Gator. ALLIANZ 222/ABC GLOBAL ATLANTIC CHOICE ACCUM. Not available in all states. There are many different factors that you should consider prior to making a long-term commitment to purchasing an annuity. ATHENE AGILITY. The indexed interest is based on actual index performance during the most recent 10-calendar year period for the first 10 years. This companys life insurance offices are based out of Delaware, Iowa, and New York. You could receive 15% one year and 0% for 2 other years. This shows that the company . But, before you run out and commit to this annuity or to any annuity it is highly recommended that you first attain a good understanding of how the annuity works, and how it may (or may not) work for you. We do not manage client funds or hold custody of assets, we help users connect with relevant financial advisors. Best. Athene Agility 10 Annuity. If you are looking at least 10 years out for lifetime income to begin, then Athene Agility might make a lot of sense for your long-term financial needs. Annuity riders may be available for an additional annual premium that can provide additional benefits and income guarantees. 2%. 4This benefit is NOT long-term care insurance nor is it asubstitutetherefore. This versatile product includes a built-in Income and Death Benefit rider at no additional charge. Especially in light of the fact that the Allianz 222 is oftentimes directly compared to this Athene annuity. You should always consult your own financial planning, tax, and legal advisors to determine if a fixed annuity, fixed index annuity, immediate annuity, longevity annuity, or Qualified Longevity Annuity Contract is suitable for your financial situation. AND, the income increases are locked in, so they cant be lost, regardless of what happens in the market. For complete information about the cookies we use, data we collect and how we process them, please check our. 1 yr. 2 yr. 3 yr. 4 yr. 5 yr. 6 yr. 7 yr . document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); AnnuityGator.com offers independent annuity product reviews. Annualized Credited Rate does not reflect anyrider or contract charges. Allianz 222 - ALLIANZ222V2 Allianz 360 - ALLIANZ360V2 Allianz 365i - ALLIANZ365iV2 Allianz Benefit Control Product Training: ABCANNUITY . Hi Richard Thank you for your message. Learn the features and benefits, rates, and more of the Agility 10 Fixed Index Annuity offered by Athene. Athene Agility 10 Crediting Strategies and Rates, Athene Annuity and Life Insurance Company, Annual Point to Point Crediting Method Explained, Nasdaq FC Index (BOFANFCC) | In Athene Annuities, Fixed Index Annuity Gets Artificial Brain | AiPex Index, 10 Best Fixed Index Annuity Companies April 2023, Case Study: North American Income Pay Pro Annuity, 2-Year No Cap Point-to-Point Index Strategy (Par Rate), 1-Year No Cap Point-to-Point Index Strategy (Par Rate), 2-Year Point-to-Point Index Strategy (Cap), 1-Year Point-to-Point Index Strategy (Cap), Uncapped crediting options available on 4 of the indexes, Annual point-to-point and two-year point-to-point options available for diversification, Innovative AiPex, BNPMAD5, and Nasdaq FC Indexes, Athene is a Strong and Financially Stable Insurance Company, All riders are built-in at no cost (no fees), The hypothetical Rate of return on back-testing is not as good as other annuity products, including Athenes own. This is an independent Athene Agility 10 review, not a recommendation or solicitation to buy or sell an annuity. The Annuity Gator. In this case, for instance, there is no added cost for the income rider. The Athene Agility 10 has quickly become one of the best-selling indexed annuities and for good reason.
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